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Couple Buying Home

1. Start compiling a wish list and determine the goals for your next home
2. Get prepared for a mortgage. The mortgage broker can tell you how much you are qualified to borrow.
3.. Do your homework. Location is crucial. How far are you willing to commute to work? Make sure to consider schools, public transportation, amenities, and services in the area.
4. Choose a home and make an offer: The purchase offer you submit, if accepted as it stands, will become a binding sales contract (known in some areas as a purchase agreement, earnest money agreement or deposit receipt). It's important that it contains all the items.
5. Get a loan: There are dozens of loan types and hundreds of loan programs available. Make sure your mortgage will fit into your budget.
6. Inspection & Negotiation: hire a home inspector or use a home inspection checklist to make important buying decisions. This will also help you negotiate a price.
7. Closing and Possession: In the final weeks before closing some of the procedures will include the title search, a survey of the property, and your final walk-through inspection.